Letter to Governor Larry Hogan - Maryland
Below is a letter sent to Governor Larry Hogan of Maryland on 10/19/2015 detailing my Bank of America experience and this situation. Governor Hogan has very deep background in real estate, so this should NOT be difficult for him to understand.
The Letter to Governor Hogan was sent with a lot of supporting documentation that can be found at the bottom of this web page. The letter also had a reasonable CC list.
cc'd via US Mail:
Click here to view the Letter to Governor Hogan in larger format in a separate tab
The Letter to Governor Hogan was sent with a lot of supporting documentation that can be found at the bottom of this web page. The letter also had a reasonable CC list.
cc'd via US Mail:
- Senator Richard Shelby; Brian Moynihan, CEO of Bank of America; Anne Funicane, Global Chief Strategy & Marketing Officer of Bank of America; Bank of America Board of Directors;
- Senator Sherrod Brown; Senator Ben Cardin (MD); Senator Barbara Mikulski (MD); Congressman CA Dutch Ruppersberger (MD); Congressman John P. Sarbanes (MD); Congressman Elijah Cummings (MD); All 50 US Governors;
Click here to view the Letter to Governor Hogan in larger format in a separate tab
Hard copies of the documents below were sent to Governor Hogan, Senator Shelby and Bank of America.
Letter to Governor Hogan -- Bank Document Packet INTRODUCTION
Letter to Governor Hogan -- Bank Document Packet (contents listed below)
- Bank of America HELOC Statement showing past and future payment
- PNC HELOC Reset Doc - First Notice (Bryan Canary) - includes reasonable payment reduction option
- PNC HELOC Reset Doc - First Notice (Anonymous Female) - NO reasonable payment reduction option
- Bank of America Reset Doc - First notice - NO reasonable payment reduction option
- Bank of America Reset Doc - Second notice - Invitation to "fake" payment reduction process
- Bank of America Reset Doc - Denial for payment reduction
Letter to Governor Hogan -- Addendum 2 -- Bank of America Racketeering Details
Letter to Governor Hogan -- Addendum 3 -- Bank of America Contacts
Letter to Governor Hogan -- Addendum 4 -- Bank of America Resolution Goals
Letter to Governor Hogan -- Addendum 5 -- My personal info
Letter to Governor Hogan -- Addendum 6 -- HELOC Agreement - Page 1 - renewal clause
Our Congresses over the past several decades have created an environment that has enabled this type of banking mess. We have bankers running wild, and we have Dodd-Frank which is doing the exact OPPOSITE of what we were 'told' it would do. I'm not confident our current Congress is going to be able to fix our true banking problems without a lot of state level encouragement and/or pressure.