BofA Details > My Suggestion to Bank of America..

Some execs at the top are involved in this and some are not. 

Some of the Board Memeber's know more about this than others.  Some may not know anything about this.

Here are my suggestions:

• Eliminate the fake repayment term extension process (likely already done)
• Implement a reasonable reset solution such as that offered by PNC before they joined in your game
• Gut the Mortgage Servicing Division
• Find and crucify the HR trainers involved in this fraud
• Find and crucify those who created and choreographed the fake repayment term process
• Disclose all relevant details related to the removal of the renewal clause from HELOCs in the mid 2000's and the industry wide collusion that is preventing the offering of "pure" HELOCs across the industry ("HELOCs with renewal clauses and without the mortgage-ish repayment terms.)
• If you are an exec or a board member and you are not involved in this situation, I'd be tempted to resign from Bank of America before the shit hits the fan and/or the gates get stormed by one group or another.  Something is going to come of all this one way or another.

If someone at the top of BofA does all this, we as a society would be stupid to ask Congress to chase this matter further, because all time and energy invested into an "investigation" ultimately comes out of citizens' pockets.  Plus, Congress and our Executive branch has other work to do with regards to owning up to it's failings with regards to overseeing you all and other banking related problems. 

Why be the target when you can be a part of the unruly mob?